atm icon

20% of Amazon sellers grossed more than $1 million in annual business revenues in 2019. That number is increasing at a steady rate every year. As an Amazon business gets bigger, so does its need for capital. If you are on the cusp of success, then don’t let temporary cash crunch prevent you from realizing your vision. Below are some companies that can help you with funding your Amazon business.

Choosing to use a service for your Amazon business is an important decision. While we do not recommend any services, as we are unable to test them all, we try to bring new services to your attention and  give you enough data to make an informed decision. All always, try to check out any company you choose to do business with before signing up. 9

AccrueMe™ is a source of capital for Amazon FBA sellers looking to take their business to the next level. Unlike receiving a loan, factoring, or a merchant advance, AccrueMe Amazon Funding means ZERO monthly interest payments and ZERO loss of ownership or equity in your business. 

The company gives you the funding you need to scale your profits in return for a small temporary share of your profits, only for as long as you need their money. The AccrueMe team has the experience, knowledge, track record of success, connections, and drive to help you win.

Alta by Helium 10 is a set of financial solutions designed for eCommerce. Discover new ways to fund, pay, convert, and do more with your e-commerce money all in one place.

  • Credit Line – Capital to scale your business
  • Daily Advance – Receive your Amazon payments daily
  • Marketplace Payout – Get paid and convert currency on your terms
  • Supplier Pay – Pay business expenses all from one place
  • VAT & GST Service – Easily register and file for taxes

AMZ Seller Financing specializes in Amazon retail and have developed a proprietary algorithm that predicts the performance of your Amazon store and combines it with market analysis to offer you the right funding solutions.

Finance up to $500,000, with automated payments and approvals in as fast as one day. Approval is is related to your performance on Amazon rather than your personal credit. You must have a sales history for a minimum of 6 months on Amazon and should have sold items worth at least $30,000 in the last 6 months (at an average of $5,000/ month). You should have a good relationship with Amazon. Revenue advances can cost as low as 3% for 3 months. On the other hand, term loans can cost 14.99%.

A fixed monthly amount can be automatically deducted from your account which can also be timed to match your disbursement schedule with Amazon. So, you only pay when you get paid.

Dealstruck offers Amazon seller loans to help with everything from advertising to order fulfillment and more. They will help to bring your Amazon business to the top ranks and bring your business to a new level.

They offer bespoke eCommerce and retail loans that cater to the direct needs of Amazon sellers and the unique challenges they face. Their e-Commerce line of credit and term loans are great options for all Amazon sellers striving to be at the top of the pack.

1+ years in business
600+ personal credit score
$150,000 in annual revenue

InstaPay provides financing for Amazon sellers who usually wait for several weeks to receive a payout. Connect your store to InstaPay and receive daily payments for shipped orders. When Amazon pays you, the money goes to Instapay. They will automatically apply it to your outstanding balance and send you the remainder. The rates start at just 1.5% flat rate with no other fees. The funding is automatic on a daily basis so all you do is set it up and get paid every day for the sales you made. You can cancel at any time for any reason, as there is no contract. Approvals are quick and you can start the same day. The company has years of experience funding small and medium-sized businesses, so they know exactly what you need.

How to Get Started:

  • Apply Online – Simply fill out the contact form to start your online application.
  • Connect your store – Connecting your store to InstaPay takes 5 minutes.
  • Get daily funding – Instapay will automatically check your account daily and fund you.
  • That's it.

Payability is the leading financing platform for eCommerce businesses, providing much-needed growth capital to thousands of seller-entrepreneurs based on their marketplace sales. Get paid on your Amazon sales as you make them instead of waiting for two weeks for Amazon to pay you.

Connect your eCommerce accounts and get approved within 24 hours, no credit checks or external documents required. Skip the traditional marketplace payout delay and get capital fast based on your eCommerce sales. The fee is usually 1-2% of gross sales.

They also offer a Visa card that will allow your marketplace payouts to be credited to the card, even on weekends. And you get 2% cash back on everything you spend with the card.

Don’t let cash flow and capital constraints get in the way of your sales growth. You can also get an advance from Payability. No credit check is required, advances will be based on your marketplace sales and account health. You could get up to $250,000 today.

SellersFunding helps up-and-coming e-Commerce sellers gain access to the capital they need to grow in a frictionless, easy, fast and data-driven approval process. They offer term loan and revenue advances with competitive rates and terms that suit sellers’ needs. Also, get up to 90 days before starting to repay your funding.Apply, connect and get approved online. Applying only takes 3 minutes and doesn’t impact your credit score. Only incorporated businesses (LLCs, LLPs, Inc) can apply.

Term loans have rates as low as 14.99% with 6-12 month terms and amounts up to $500,000. Revenue Advances have a flat fee of 3% for 3 months and amounts of up to $250,000.

Icon courtesy of

Let's Stay In Touch!

Get the latest news, tips, discounts, and happenings for Amazon Sellers.

We don’t spam! Read our privacy policy for more info.

Affiliate Disclosure

This post or page contains affiliate links. An affiliate link means I may earn advertising or referral fees if you make a purchase through my links, without any additional cost to you. It helps keep the website afloat. Thank you for supporting the work we put into this site. is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to